PRIVACY POLICY

This Privacy Policy explains how our company collects, uses, and protects personal information obtained through our website, in accordance with applicable United States federal and state privacy laws. By accessing this website or requesting our commercial truck insurance services, you agree to the practices described in this policy.

We are committed to safeguarding your information and using it only for legitimate business purposes related to our insurance services. We maintain reasonable administrative, technical, and physical safeguards to protect personal information from unauthorized access, use, or disclosure.

We encourage you to review this Privacy Policy to understand what information we collect, how it is used, and the rights available to you as a user.

To provide an accurate commercial truck insurance quote, we may collect the following types of information:

1. Business Information

• Company name and DBA (if applicable)
• Business address and contact information
• Type of business (carrier, owner-operator, fleet)
• Federal DOT number and MC number (if applicable)
• Years in business

2. Vehicle Information

• Number of trucks
• Vehicle year, make, model, and VIN
• Type of equipment (tractor, straight truck, trailer)
• Cargo type (dry freight, refrigerated, etc.)
• Radius of operation and states of travel

3. Driver Information

• Driver names
• Driver license number and state of issuance
• Years of driving experience
• Commercial driving history and violations (if applicable)

4. Insurance and Loss History

• Prior insurance coverage details
• Loss and claims history (if any)
• Current or previous insurance carrier

5. Operational Information

• Estimated annual mileage
• Garaging location of vehicles
• Safety and compliance information, when required

6. Contact and Communication Information

• Name of contact person
• Phone number and email address
   

 We use the information we collect for legitimate business and legal purposes, including but not limited to the following:

• To evaluate risk and determine eligibility for commercial truck insurance coverage
• To prepare, offer, and service insurance quotes, policies, and related products
• To communicate with applicants, insureds, and authorized representatives regarding quotes, coverage, and services
• To verify information provided and conduct underwriting, compliance, and fraud-prevention activities
• To comply with applicable federal and state laws, regulations, and insurance requirements
• To maintain internal records, improve our services, and manage business operations
• To respond to inquiries, requests, or customer service matters
• To protect the rights, property, and safety of our company, customers, and business partners

We do not sell personal information. We only use and disclose information as permitted or required by applicable law and as described in this Privacy Policy. 

 We may share the information we collect with third parties only as necessary to operate our business, provide insurance services, or comply with legal and regulatory requirements. These third parties may include:

• Insurance carriers and underwriting partners for the purpose of obtaining insurance quotes, issuing policies, and administering coverage
• Service providers and vendors that perform services on our behalf, including technology providers, data processors, compliance support, and customer service vendors
• Governmental and regulatory authorities when required to comply with applicable federal or state laws, regulations, legal processes, or lawful requests
• Professional advisors, such as attorneys, accountants, and auditors, as necessary to support our business operations
• Affiliated entities, where permitted by law, for internal administrative and operational purposes.

We do not sell personal information. All third parties with whom we share information are required to protect the confidentiality of such information and to use it solely for the purposes for which it was disclosed, in accordance with applicable privacy laws.